Go Green! Go White! Go Orange!
HAP and MSU Health Care have joined forces and built a Medicare Advantage plan that provides the health care coverage you need most—including dental, vision and many more competitive benefits.
Monthly Premium
You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0*
Max out of pocket
$4,900
Deductible
$0
Copays (PCP/Specialist)
$0/$35
Dental
$0 preventive - 2 cleanings; 2 exams & a set of bite-wing x-rays; 50% coinsurance for comprehensive services with $3,000 max benefit allowance; must use Delta Dental.
Vision
$0 routine exam. $150 yearly allowance for eyeglasses or contact lenses. 20% discount over $150 base allowance for frames, lenses, lens options. 40% discount applies on the purchase of any additional eyeglasses; must use EyeMed.
Hearing / Hearing Aids
$0 routine exam. Copays for hearing aids - 1 per ear/per year; must use NationsHearing.
Inpatient Hospital
$325/day for days 1-5; $0/day for Days 6-90
Preventive Care
No copay for services considered preventive.
Outpatient Diagnostics Labs, Procedures, Tests
$0 - $200 depending on service.
Emergency Room / Urgent Care
$110/$55 no limit; worldwide coverage
Physical, Occupational and Speech Therapy
$20 copay
Flex Card
$550 per year; no annual rollover (Purse 1 = $200/yr for dental, vision, hearing. Purse 2 = $350/yr for OTC, transportation, PERS, companion care, food)
Questions? We're here to help.
Click the orange "Chat with an Expert" tab at the bottom of this page, give us a call, or fill out the form and we'll get in touch.
Give us a call.
Speak with our friendly HAP Medicare experts.
1-833-700-2351 (TTY: 711)
Call service hours:
Oct. 1–Mar. 31: 8 a.m.–8 p.m.
Seven days a week
Seven days a week
Apr. 1–Sep. 30: 8 a.m.–8 p.m.
Monday through Friday
Monday through Friday