Go Green! Go White! Go Orange!
HAP and MSU Health Care have joined forces and built a Medicare Advantage plan that provides the health care coverage you need most—including dental, vision and many more competitive benefits.
Chat with us!
Click the orange tab at the bottom of the page to chat with a HAP Medicare expert.
Monthly Premium
You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0*
Max out of pocket
$4,900
Deductible
$0
Copays (PCP/Specialist)
$0/$35
Dental
$0 preventive - 2 cleanings; 2 exams & a set of bite-wing x-rays; 50% coinsurance for comprehensive services with $3,000 max benefit allowance; must use Delta Dental.
Vision
$0 routine exam. $150 yearly allowance for eyeglasses or contact lenses. 20% discount over $150 base allowance for frames, lenses, lens options. 40% discount applies on the purchase of any additional eyeglasses; must use EyeMed.
Hearing / Hearing Aids
$0 routine exam. Copays for hearing aids - 1 per ear/per year; must use NationsHearing.
Inpatient Hospital
$325/day for days 1-5; $0/day for Days 6-90
Preventive Care
No copay for services considered preventive.
Outpatient Diagnostics Labs, Procedures, Tests
$0 - $200 depending on service.
Emergency Room / Urgent Care
$110/$55 no limit; worldwide coverage
Physical, Occupational and Speech Therapy
$20 copay
Flex Card
$550 per year; no annual rollover (Purse 1 = $200/yr for dental, vision, hearing. Purse 2 = $350/yr for OTC, transportation, PERS, companion care, food)
Questions? We're here to help.
Click the orange "Chat with an Expert" tab at the bottom of this page, give us a call, or fill out the form and we'll get in touch.
Give us a call.
Speak with our friendly HAP Medicare experts.
1-833-700-2351 (TTY: 711)
Call service hours:
Oct. 1–Mar. 31: 8 a.m.–8 p.m.
Seven days a week
Seven days a week
Apr. 1–Sep. 30: 8 a.m.–8 p.m.
Monday through Friday
Monday through Friday