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2025 Medicare Advantage Plans

Enjoy access to an extensive network of doctors and hospitals across the state, 24/7 telehealth services, over-the-counter benefits, fitness options and more - many plans cost $0 per month*. For all the details, see the Summary of Benefits documents on our forms page.

  • Free prescription delivery
  • Dental, vision and hearing coverage
  • $0 copays for preventive care
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HMO

See Plans (5)

Henry Ford Select (HMO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$15
$3,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP MSU-HC Medicare (HMO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35
$5,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Senior Plus Henry Ford Tiered Access (HMO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$95 You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
Tier 1: $0/$30. Tier 2: $35/$50
$4,750
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Medicare Connect (HMO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$45
$5,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Medicare MedicalAccess (HMO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
No
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35
$4,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

PPO

See Plans (4)

HAP MSU-HC Medicare Prime (PPO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$35. Out-of-Network: $20/$45
$5,300
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Member Assist (PPO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0-$26.60 You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$30. 20% coinsurance for Out-of-Network
$4,750
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Medicare Explore (PPO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$45
$5,200
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Senior Plus (PPO)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$165* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0/$25
$4,000
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HMO-POS

See Plans (1)

HAP Senior Plus (HMO-POS)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$105* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$10/$35
$4,500
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

D-SNP

See Plans (2)

HAP Medicare Complete Duals (HMO D-SNP)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
As low as $0* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0
$0**
$9,350
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).

HAP Medicare Complete Assist (PPO-DSNP)

4
Service Area
Rx Coverage
Monthly Premium
Deductible
Copays Primary Care Physician / Specialist
Max Out Of Pocket
Yes
$0-$26.60* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
$0 or $263**
$0 or 20%**
$9,350 / $14,000**
Questions? Call a HAP Medicare expert at: (888) 447-3850 (TTY: 711).
* You must continue to pay your Medicare Part B premium. If you have a late enrollment penalty, it will still apply.
Health Alliance Plan (HAP) has HMO, HMO-POS, PPO plans with Medicare contracts. HAP Medicare Complete Duals (HMO D-SNP) and HAP Medicare Complete Assist (PPO D-SNP) are Medicare health plans with Medicare contracts and a contract with the Michigan Medicaid Program. Enrollment depends on contract renewals.