Medicare Prescription Payment Plan (M3P)

The Medicare Prescription Payment Plan (M3P) is a new payment plan that works with your current drug coverage to help you manage your out-of-pocket Medicare Part D drug costs by spreading them across the calendar year (January-December). 

Starting in 2025, anyone with a Medicare health plan with drug coverage can use this payment option. This payment option and participation is voluntary.

Once enrolled in M3P, when you fill a prescription for a drug covered by Part D, you won’t pay your pharmacy (including mail order and specialty pharmacies). Instead, you’ll get a bill each month from Express Scripts on behalf of HAP.

This payment option might help you manage your monthly expenses, but it doesn’t save you money or lower your drug costs. It can make monthly budgeting easier, especially if you have high drug costs early in the year.

If you have a single prescription costing more than $600 per month or your drug costs exceeded $2000 in the last year you might benefit from this payment plan.

To find out more visit: www.expressscripts.com/mppp or call: 866-845-1803 24 hours a day 7 days a week.