PSHB Program Information
Welcome USPS Employees
HAP is committed to providing you with health plans that go beyond doctors and copays.
Big news for 2025!
HAP is proud to share that the Office of Personnel Management (OPM) has conditionally approved us to take part in the new Postal Service Health Benefits (PSHB) Program.
What is the Postal Service Health Benefits Program?
Starting January 1, 2025, the Postal Service Health Benefits (PSHB) Program will be the new health insurance program for Postal Service employees, Postal Service annuitants and eligible family members.
The PSHB is a new, separate health insurance program within the Federal Employees Health Benefits (FEHB) Program and will be administered by the Office of Personnel Management (OPM).
When does it begin?
The 2024 Open Season will start November 11 and run through December 9, 2024. During that time, Postal Service employees and annuitants will be able to choose a health plan in the PSHB Program.
Employees and annuitants who do not enroll in a PSHB plan during that time will automatically be enrolled into a plan that is the same or similar to their 2024 FEHB plan.
If there are no similar plans available, employees, annuitants and their families will be enrolled in the lowest-cost, non-high deductible nationwide PSHB plan with no member fee.
What happens next?
Postal Service Health Benefits (PSHB) Program plan and premium option information will become available in the fall of 2024, and more enrollment information will come as the 2024 Open Season gets closer.
Is there a Special Enrollment Period for Annuitants?
If you are an annuitant entitled to Medicare Part A as of January 1, 2024, and did not enroll in Part B, you and your covered, eligible family members may be able to participate in a Special Enrollment Period (SEP). If you are eligible to qualify for this SEP, you should have received a notification by April 1, 2024.
If you did not receive a letter/notification or misplaced it, click here for more information about the Special Enrollment Period (SEP). Those who choose to enroll during the SEP will not need to pay a late enrollment penalty - this will be covered by USPS. Eligibility letters were sent to annuitants and eligible family members in early 2024.
How to stay informed during this transition
You can stay up to date on all the latest news and important information regarding the Postal Service Health Benefits (PSHB) Program by clicking the button below: